Cash Offer Check
Stop repossession / mortgage arrears — sell fast, the honest way
Behind on the mortgage and worried about losing the home. A cash sale trades a little on price for speed and certainty — no fees, no lock-in, no chain. Check your postcode for a free, no-obligation cash offer.
You don't have to decide anything today.
If money or your housing situation is the worry, free, independent help is available first — talk to your lender early, and these can help:
- StepChange — free debt advice
- Citizens Advice — free, impartial help
- Shelter — housing & homelessness
Stop repossession / mortgage arrears — the honest picture
If you’re behind on the mortgage, time matters and so does staying in control. Selling before a possession order is enforced means you decide the terms and keep any equity left after the loan is cleared — rather than the lender selling at auction on its own timetable. But selling isn’t the only option, and it shouldn’t be the first thing you try.
What to watch with stop repossession / mortgage arrears
- Talk to your lender first — they must consider alternatives like a payment plan or term extension before repossession.
- If court action has started, tell the court you’re selling; they can sometimes adjourn.
- Get free, independent debt advice before deciding (links above) — it costs nothing and may open up options.
- Watch for anyone pressuring you into a quick deal far below value while you’re under stress.
How a cash sale helps here
- 1
Tell us about your home
Pop in your postcode and a few quick details — type, condition, your situation and timeline. No paid address lookup, no email wall to start.
- 2
A funded partner reviews it
We build a complete, data-rich picture of your property and pass it to a trusted, funded buyer — so they can make a serious offer fast, not chase you for details.
- 3
Hear back within 24 hours
A funded partner gets back to you fast — usually within 24 hours, not days — with an indicative offer, typically 70–85% of market value. No fees, no lock-in, no chipped offers. Sell when you’re ready, or walk away. No pressure.
Honest on price: a funded buyer typically offers 70–85% of market value. See the cash offer estimator, value range or compare every option first — no pressure.
Want a real, funded offer?
Run a free Cash Offer Check — no fees, no lock-in, no obligation. A trusted, funded partner reviews your home and comes back with a serious offer in days.
Get cash offer- No fees
- No lock-in
- Offer-lock in writing
- A funded buyer
Cash Offer Check
You pay: £0
- Estate-agent fees £0
- Buyer’s fees £0
- Your solicitor £0covered by the buyer
The honest trade-off: the indicative offer is typically 70–85% of market value — speed and certainty traded for price.
How is this free? If a sale completes, the buyer pays our introduction fee — you never pay us anything. How we’re paid
Common questions
- Can I still sell if a possession order has been made?
- Often yes, right up until eviction, but it’s tight — tell the court and your lender immediately and get advice.
- Will selling clear my arrears?
- If your equity covers the mortgage and arrears, the sale clears the debt and you keep the rest. If not, speak to a debt adviser about a shortfall.
- Is a Cash Offer Check free?
- Yes — running a Cash Offer Check is completely free and there’s no obligation. You only go ahead if a partner’s offer is right for you.
- What would a cash buyer pay for my house?
- A funded fast-sale buyer typically offers around 70–85% of market value. You trade a little on price for speed and certainty — no fees, no chain and no fall-throughs.
- How do I get a cash offer on my home?
- Enter your postcode, tell us a few details about the property and your situation, and we pass an enriched picture to a trusted, funded buyer who can make an indicative offer in days.
- Do you buy my house yourselves?
- No. Your Property Check is not the buyer — we connect you to a trusted, funded partner who buys. We’re the honest introducer, not the principal.
- Are there any fees or tie-ins?
- No fees and no lock-in. There’s no contract until you have a firm offer you’re happy with, and you can walk away at any time.