Inherited property
Your empty-property checklist
An empty or inherited home costs money and carries real risk. Tell us how long it’s been vacant and we’ll flag what needs doing now.
- Risk flags
- Plain steps
What you'll see
- What’s urgent right now
- The insurance-lapse window
- Council-tax and security steps
- When selling makes most sense
Tell your insurer
Act nowStandard home insurance often lapses after 30–60 days unoccupied. Switch to unoccupied-property cover or you may be uninsured.
Check council tax
Act nowMost empty homes pay full council tax, and after long vacancy a premium of up to 100–300% can apply. Tell the council and check for any exemption.
Secure it
Act nowLock up, remove valuables, fit timers, redirect post, and ask a neighbour to check it — empty homes attract break-ins and squatters.
Protect the fabric
Keep in mindDrain or keep heating ticking over against frost, run taps, check for leaks and damp. An unheated empty home deteriorates fast.
Decide its future
Keep in mindEvery month empty costs money and risk. Decide whether to let, renovate, or sell — a cash sale ends the holding cost quickly.
General guidance, not legal or insurance advice — check your specific policy and council rules.
Ready to stop the holding cost?
If keeping an empty home no longer makes sense, a cash sale completes in days — no chain, no fees. Run a free Cash Offer Check.
Get cash offer- No fees
- No lock-in
- Offer-lock in writing
- A funded buyer
Thinking of selling?
See what a cash sale would net you
A fair, no-obligation cash offer in days — no fees, no lock-in. Weigh it against the open market before you decide.