Property risks
Landlord legislation — explained
Licensing, the Renters’ Rights Act and HMO rules — the obligations that apply to lets (informational for owner-occupiers).
In OfferCheck this is the Landlord Legislation component (shown as a flag, not scored), sourced from Selective/additional licensing · Renters’ Rights Act.
Check a property’s risks →Questions buyers ask
Do I need a licence to let this property?
Check the council register — selective licensing can require one even for an ordinary single-family let.
What's the difference between the licence types?
Mandatory = large HMOs nationwide; additional = smaller HMOs in designated areas; selective = all PRS in designated areas.
How much is a landlord licence?
Typically £500–£1,000+ for a 5-year term, varying by council.
What if I let without a licence?
Criminal offence — up to £30,000 fine and rent-repayment orders up to 12 months' rent.
Can a landlord still evict me without fault?
No — Section 21 was abolished on 1 May 2026; possession now needs a Section 8 ground.
How often can my rent go up?
Once a year, with 2 months' notice, challengeable at tribunal.
Can a landlord refuse a pet?
Not unreasonably; they may require pet insurance.
Can I be outbid on a rental?
No — bidding above the advertised rent is banned.
I'm a landlord — what must I do now?
Tenancies are periodic; serve the Information Sheet (by 31 May 2026); use Section 8; follow the new rent-increase process.
Do I need an HMO licence?
Mandatory at 5+ occupants from 2+ households; smaller HMOs may need an additional licence.
How small can HMO bedrooms be?
6.51 m² single, 10.22 m² double; under 4.64 m² can't be a bedroom.
Can I convert a house to an HMO?
Check Article 4 (C3→C4 planning) and, for 7+ occupants, sui generis planning — don't assume permitted development.
Can I mortgage an HMO?
Licensable HMOs need specialist HMO mortgages, not standard BTL.
What does it cost to set up an HMO?
Licence £500–£1,400+ plus £5k–£25k+ to meet fire/amenity standards.