City of London

EC4M house prices in City of London

Name: Sold house prices in EC4M, City of London
Creator: HM Land Registry
License: https://www.nationalarchives.gov.uk/doc/open-government-licence/version/3/

The median sold price in EC4M between 10 Jan 2020 and 3 Jul 2026 was £697,000 across 37 recorded sales. EC4M covers part of City of London around the Bread Street ward. Sold prices, council tax, schools, deprivation and planning for this district — from official UK data, in one place.

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Typical sold price

£697,000

Range £107,640–£22,400,000 · 37 real sales

HM Land Registry Price Paid Data, between 10 Jan 2020 and 3 Jul 2026. Real recorded sales — not estimates. Scroll for the map, trend and breakdown.

The median sold price in EC4M, City of London, was £697,000 across 37 recorded sales between 10 Jan 2020 and 3 Jul 2026. Council tax on a Band D home there is £1,330 a year — City of London's published charge for 2026-27.

Source: HM Land Registry Price Paid Data. HM Land Registry Price Paid Data to 31 July 2026. Updated monthly. Council tax: Ministry of Housing, Communities & Local Government — Council Tax levels set by local authorities, City of London, 2026-27. Real recorded transactions — we never publish an estimated valuation.

On the map

Where EC4M sits in City of London

Loading map…

Latest sales

The most recent sales in EC4M

34 - 36, LUDGATE HILL, LONDON
Other · Leasehold · 3 Jul 2026
£2,000,000
34 - 36, LUDGATE HILL, LONDON
Other · Leasehold · 2 Dec 2025
£3,000,000
37, BOW LANE, LONDON
Other · Leasehold · 7 Nov 2025
£30,000
1 - 3, LUDGATE SQUARE, LONDON
Flat / maisonette · Leasehold · 21 Aug 2025
£625,000
12, WELL COURT, LONDON
Other · Freehold · 11 Jul 2025
£560,000

See every EC4M sale

Sources: HM Land Registry · postcodes.io / ONS · OpenStreetMap (© contributors)

The data, honestly

EC4M sold prices at a glance

Typical price

£697,000

Lower end

£107,640

Upper end

£22,400,000

Sample size

37 sales

24-month trend

Typical price by quarter — EC4M

By property type

What each type sells for — EC4M

Sold twice — what the same home resold for

The strongest price signal there is: the same door, sold twice. Change shown in £, %, and per year — a big % over two decades is smaller than it looks.

34 - 36, LUDGATE HILL, LONDON
£3,000,000 (2025)£2,000,000 (2026)-33.3% over 0.6 yrs (-50.1%/yr)
1 - 3, LUDGATE SQUARE, LONDON
£431,596 (2023)£625,000 (2025)+44.8% over 2 yrs (+19.8%/yr)
AMEN LODGE, WARWICK LANE, LONDON
£950,000 (2022)£900,000 (2024)-5.3% over 2.2 yrs (-2.4%/yr)
LAMBERT HOUSE, 2, LUDGATE SQUARE, LONDON
£870,000 (2022)£750,000 (2023)-13.8% over 1.7 yrs (-8.5%/yr)
25, WATLING STREET, LONDON
£62,100 (2021)£178,848 (2022)+188% over 1.3 yrs (+119.7%/yr)

Tenure mix

Freehold vs leasehold — EC4M

6 freehold (16%)

31 leasehold (84%)

Across the 37 most recent recorded sales in EC4M. Leasehold is normal for flats; check the remaining lease term before you offer.

Source: HM Land Registry Price Paid Data to 31 July 2026. Updated monthly. Real transactions — never estimates. See every EC4M sale.

Area data

What else the records hold on EC4M

Council tax, schools, area deprivation and planning activity for this district — each from the body that publishes it, with the sample it rests on stated beside it.

Council tax

What council tax costs in EC4M

Band D · City of London · 2026-27

£1,330

a year — the benchmark band every English authority is compared on.

Annual council tax charge for each band in City of London, 2026-27
Band	1991 value	A year
A	up to £40,000	£886
B	£40,001–£52,000	£1,034
C	£52,001–£68,000	£1,182
D	£68,001–£88,000	£1,330
E	£88,001–£120,000	£1,625
F	£120,001–£160,000	£1,920
G	£160,001–£320,000	£2,216
H	over £320,000	£2,659

These are City of London's charges for 2026-27, the authority EC4M falls in — not an estimate for any individual home. A property's band is set by the Valuation Office Agency and we never guess it; look up a band on GOV.UK and read your row. Bands reflect what a home was worth on 1 April 1991, not today.

Source: Ministry of Housing, Communities & Local Government — Council Tax levels set by local authorities · 8 of 8 bands published for City of London · data to 2026-27 financial year

Schools

Schools near EC4M

St Paul's Cathedral School
Independent schools · EC4M 9AD
196 m
Not graded
City of London School
Independent schools · EC4V 3AL
366 m
Not graded
City of London School for Girls
Independent schools · EC2Y 8BB
639 m
Not graded
Charterhouse Square School
Independent schools · EC1M 6EA
676 m
Not graded
Guildhall School of Music and Drama
Universities · EC2Y 8DT
762 m
Not graded
Fashion Retail Academy
Other types · EC2M 6SE
854 m
Not graded
Prior Weston Primary School and Children's Centre
Primary · Local authority maintained schools · EC1Y 8JA
947 m
Good · 2022
City of London Primary Academy, Islington
Primary · Free Schools · EC1Y 0AE
1.0 km
Outstanding · 2019

School data from the Department for Education “Get Information about Schools” (GIAS) and Ofsted inspection outcomes — Open Government Licence v3.0. The Ofsted grade shown is the last single overall grade on record (single grades were withdrawn in September 2024). Shows nearest schools by distance, not legal catchment areas. Distances are from the EC4M district centroid, not from any address.

Source: Department for Education — Get Information about Schools, with Ofsted grades · 8 open schools within 3 km, 2 with a grade on record

Planning applications

Planning activity around EC4M

City/26/01027/MDCUndecided
47 m
Submission of drawings and details of manifestation to window display cases pursuant to discharge of Condition 2 of planning permission 25/01078/FULL dated 19.12.2025.
Received 2026-07-20
City/26/01030/MDCUndecided
397 m
Submission of SuDS Operations and Maintenance Regime pursuant to discharge of condition 15 of planning permission 22/01070/FULMAJ dated 05.01.2024.
Received 2026-07-20
City/26/01018/MDCUndecided
205 m
Submission of Photographic Survey Plan and Photographic Survey Images pursuant to Condition 3, Construction Logistics Plan and Scheme of Protective Works pursuant to Conditions 4 and 5, and Pre-Deconstruction Audit and Pre-Deconstruction Audit Spreadsheets pursuant to condition Condition 6 of planning permission 25/01394/FULL dated 07.05.2026.
Received 2026-07-17
City/26/01019/MDCUndecided
133 m
Submission of detail pursuant to condition 6 of Planning Permission 25/01203/FULL dated 13.02.2026.
Received 2026-07-17
City/26/01020/MDCUndecided
133 m
Submission of details pursuant to discharge of condition 9 of planning permission 25/01203/FULL dated 13.02.2026.
Received 2026-07-17
City/26/01013/PODCUndecided
264 m
Submission of the Local Training, Skills and Job Brokerage Strategy (Demolition) pursuant to Schedule 3 Paragraph 3.2 of the S106 Agreement dated 04 September 2025 (Planning Application Reference: 24/01173/FULL).
Received 2026-07-14

Applications are matched within 500 m of the EC4M district centroid, so this is activity in the area, not at any one address. Register wording and status are reproduced as the local planning authority published them. Showing 6 of 20 held; run a live planning search for EC4M for the current picture.

Source: Local planning authority records via PlanIt · 5995 applications matched within 500 m of the district centre · data to 25 July 2026

Deprivation (IMD)

Area profile for EC4M

Across the 12 sampled EC4M postcodes, deprivation runs all in decile 8, with a median of decile 8 of 10 — where 1 is among the most deprived 10% of England and 10 the least deprived.

1 · most deprived10 · least deprived

EC4M 7DE, the sampled postcode sitting at that median: On the English Indices of Deprivation 2025, this postcode falls in decile 8 of 10 — where 1 is among the most deprived 10% of England and 10 the least deprived. It's area context for the wider neighbourhood, not a judgement on any individual home.

Contains public sector information licensed under the Open Government Licence v3.0 (English Indices of Deprivation 2025, MHCLG). Deprivation is published for small areas (LSOAs), not for postcode districts, so EC4M spans several. We sampled 12 postcodes in EC4M that have recorded sales and 12 returned a row. It is context for the neighbourhood, never a judgement on any individual home.

Source: Ministry of Housing, Communities & Local Government — English Indices of Deprivation 2025 · 12 postcodes sampled of 12 checked · data to 2025 indices

Two sources, one table

What it costs to run a home in EC4M, band by band

City of London's council tax for 2026-27 set against the EC4M median sold price of £697,000 across 37 recorded sales — the annual running cost beside the purchase price, which neither source shows on its own.

Council tax band, its 1991 valuation range, the annual and monthly charge in City of London for 2026-27, and that charge as a share of the EC4M median sold price
Band	1991 valueVOA basis	A yearCity of London	A month÷ 12	Of the median÷ £697,000
A	up to £40,000	£886	£74	0.13%
B	£40,001–£52,000	£1,034	£86	0.15%
C	£52,001–£68,000	£1,182	£99	0.17%
D	£68,001–£88,000	£1,330	£111	0.19%
E	£88,001–£120,000	£1,625	£135	0.23%
F	£120,001–£160,000	£1,920	£160	0.28%
G	£160,001–£320,000	£2,216	£185	0.32%
H	over £320,000	£2,659	£222	0.38%

The last column is the band's annual charge divided by the EC4M median sold price — a comparison of two published figures, not a rate anyone charges. It is not a mapping from price to band: a band records what a home was worth on 1 April 1991 and is set by the Valuation Office Agency, so it cannot be worked out from a 2020s sale price. Look up a specific band on GOV.UK. Instalment counts vary by authority, so the monthly column is simply the year over twelve.

Sources: HM Land Registry Price Paid Data — HM Land Registry Price Paid Data to 31 July 2026. Updated monthly. Median across 37 recorded sales. · Ministry of Housing, Communities & Local Government — Council Tax levels set by local authorities, City of London, 2026-27.

Address by address

What individual homes in EC4M sold for

The 21 most recently sold doors of the 21 distinct addresses in the records we hold for EC4M. Real recorded transactions — never estimates.

34 - 36, LUDGATE HILL, LONDON
EC4M 7DE · Other · Leasehold · 2 recorded sales
£2,000,000
2026-07-03
37, BOW LANE, LONDON
EC4M 9AY · Other · Leasehold · 1 recorded sale
£30,000
2025-11-07
1 - 3, LUDGATE SQUARE, LONDON
EC4M 7AS · Flat / maisonette · Leasehold · 5 recorded sales
£625,000
2025-08-21
12, WELL COURT, LONDON
EC4M 9DN · Other · Freehold · 2 recorded sales
£560,000
2025-07-11
6, FARRINGDON STREET, LONDON
EC4M 7LH · Flat / maisonette · Freehold · 2 recorded sales
£4,201,340
2025-01-17
19 - 20, LUDGATE HILL, LONDON
EC4M 7AE · Other · Leasehold · 1 recorded sale
£3,350,000
2024-09-20
2, BOW LANE, LONDON
EC4M 9EE · Other · Freehold · 1 recorded sale
£34,650,000
2024-09-09
1, PATERNOSTER SQUARE, LONDON
EC4M 7DX · Other · Leasehold · 1 recorded sale
£24,500,000
2024-06-13
3, LUDGATE SQUARE, LONDON
EC4M 7AS · Flat / maisonette · Leasehold · 3 recorded sales
£490,000
2024-04-30
AMEN LODGE, WARWICK LANE, LONDON
EC4M 7BY · Flat / maisonette · Leasehold · 3 recorded sales
£900,000
2024-04-02
LAMBERT HOUSE, 2, LUDGATE SQUARE, LONDON
EC4M 7AS · Flat / maisonette · Leasehold · 2 recorded sales
£750,000
2023-11-10
ONE NEW CHANGE, 15, NEW CHANGE PASSAGE, LONDON
EC4M 9AG · Other · Leasehold · 1 recorded sale
£138,000
2023-09-28
WATLING HOUSE, 33, CANNON STREET, LONDON
EC4M 5SB · Other · Freehold · 1 recorded sale
£67,370,530
2023-08-30
25, WATLING STREET, LONDON
EC4M 9BR · Other · Leasehold · 2 recorded sales
£178,848
2022-10-05
THE GALLERY, 38, LUDGATE HILL, LONDON
EC4M 7DE · Flat / maisonette · Leasehold · 4 recorded sales
£550,000
2022-07-11
BOW BELLS HOUSE, BREAD STREET, LONDON
EC4M 9BE · Other · Leasehold · 1 recorded sale
£499,999
2022-01-17
4, ST PAULS CHURCHYARD, LONDON
EC4M 8AY · Other · Freehold · 1 recorded sale
£21,000,000
2021-11-10
ST. PAULS HOUSE, 8 - 12, WARWICK LANE, LONDON
EC4M 7BP · Other · Freehold · 1 recorded sale
£42,800,000
2021-11-08
20, OLD BAILEY, LONDON
EC4M 7AN · Other · Leasehold · 1 recorded sale
£9,148,593
2021-03-26
1, NEW CHANGE, LONDON
EC4M 9AF · Other · Leasehold · 1 recorded sale
£300,000
2020-04-04
1, FLEET PLACE, LONDON
EC4M 7RD · Other · Leasehold · 1 recorded sale
£1,000
2020-01-10

Source: HM Land Registry Price Paid Data. HM Land Registry Price Paid Data to 31 July 2026. Updated monthly. Addresses come from recorded sales since 1995, so homes that have never sold do not appear. 0 of these 21 doors resolve to a confident property record and link through; the rest are listed without a link — we match a door to a property record only where the match is certain, never by guessing.

Free checks

Check EC4M in detail

Each check runs on official open data — Land Registry, Police.UK, the Environment Agency, GOV.UK — and each is free, no signup.

Crime rate

Street-level reported crime from Police.UK, by category.

Flood risk

Live Environment Agency warnings and long-term risk.

EPC ratings

Energy certificates A–G from the GOV.UK register.

Boundaries

Location and how to get the official Title Plan.

Want the full picture for EC4M?

Every signal in one OfferCheck report

PropertyCheck IQ plus sold prices, crime, flood, council tax, planning, schools and EPC for EC4M — every figure sourced, in one report.

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Data you can trust

Every EC4M figure is official, sourced and dated

We never show estimated “valuations” or magic numbers — just real recorded data from the UK's official registers, refreshed continuously.

HM Land RegistrySold prices
MHCLGCouncil tax & deprivation
Department for Education · OfstedSchools
Local planning authoritiesPlanning applications
Police.UKStreet-level crime
Environment AgencyFlood risk
postcodes.io · ONSGeography

Questions, answered

The EC4M report: your questions

What is the average house price in EC4M?

The median sold price in EC4M, City of London was £697,000 across 37 recorded sales between 10 Jan 2020 and 3 Jul 2026. Most sales fell between £107,640 and £22,400,000. That is the median of real HM Land Registry transactions, not an estimate or a valuation.

How much is council tax in EC4M?

EC4M is billed by City of London, whose Band D charge for 2026-27 is £1,330 a year. Every band from A to H is listed on this page. A property's band is set by the Valuation Office Agency and there is no free per-address dataset for it, so we never guess an individual home's band — look it up on GOV.UK and read your row.

Which schools are near EC4M?

The Department for Education's register lists 8 open schools within 3 km of the EC4M district centre, the nearest being St Paul's Cathedral School. These are nearest by straight-line distance from the district centroid — they are not catchment or admission areas, which councils set individually and do not publish centrally.

Is EC4M a deprived area?

On the English Indices of Deprivation 2025, the 12 EC4M postcodes we sampled run from decile 8 to decile 8, with a median of decile 8 of 10 — where 1 is among the most deprived 10% of England and 10 the least deprived. Deprivation is published for small areas, not postcode districts, so a district like EC4M usually spans several. It is area context, never a judgement on an individual home.

Have there been planning applications near EC4M?

The last check of the local planning authority register found 5995 applications within 500 m of the EC4M district centre; the most recent are listed on this page with their reference, description and status as the authority published them. For an up-to-the-minute search, use the planning tool with your full postcode.

Can I see what an individual address in EC4M sold for?

Yes — this page lists the 21 most recently sold doors of the 21 distinct addresses in the records we hold for EC4M, each with its price and date. Addresses come from recorded sales since 1995, so a home that has never been sold does not appear; and we link an address to its own property page only where the match is certain, never by guessing.

How up to date are the EC4M sold prices?

Sold prices come from HM Land Registry Price Paid Data, covering sales up to 31 July 2026. The store is rebuilt monthly. New sales can take several weeks to appear in the official register after completion, so the very latest transactions may not show yet.

Does EC4M cover my exact street?

EC4M is the outward half of the postcode and covers the whole district, so the district-wide figures on this page are medians and ranges — not a valuation of any single property. The address list gives you the door-level picture, and the free checks take a full postcode.

Nearby

Postcode districts near EC4M

The closest districts to EC4M by straight-line distance between district centres — not the next letter of the alphabet.

Every EC4M sale in the sold price tool Council tax bands in EC4M Schools near EC4M Planning applications in EC4M

Where this comes from

Sources: HM Land Registry Price Paid Data · Ministry of Housing, Communities & Local Government — Council Tax levels set by local authorities · Department for Education — Get Information about Schools, with Ofsted grades · Ministry of Housing, Communities & Local Government — English Indices of Deprivation 2025 · Local planning authority records via PlanIt · Police.UK · Environment Agency · postcodes.io / ONS. HM Land Registry Price Paid Data to 31 July 2026. Updated monthly. All figures are real, attributed and carry the sample they rest on — never estimates, never a valuation. Every EC4M sale in the lookup tool · About Your Property Check.